Terms of Service

Last updated: January 1, 2025

1. Acceptance of Terms

By accessing, browsing, or using QuantPerks.com (the "Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not use our services.

2. Description of Service

QuantPerks.com provides professional-grade financial analysis tools, including but not limited to:

• Portfolio analysis and optimization tools
• Risk assessment and management calculators
• Market data and real-time analytics
• Stock screening and valuation models
• Fixed income and volatility analysis
• Macroeconomic data and insights

3. User Accounts

Account Creation

To access premium features, you must create an account by providing accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials.

Account Responsibility

• You are responsible for all activities under your account
• You must notify us immediately of any unauthorized access
• You must be at least 18 years old to create an account
• You may not share your account with others

4. Acceptable Use Policy

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe on intellectual property rights
• Transmit harmful, offensive, or illegal content
• Attempt to gain unauthorized access to our systems
• Use automated tools to scrape or extract data
• Reverse engineer or copy our proprietary algorithms
• Resell or redistribute our services without permission

5. Subscription and Payment Terms

Subscription Plans

We offer various subscription plans with different features and pricing. Current plans and pricing are available on our website.

Payment Terms

• Subscriptions are billed in advance on a recurring basis
• All fees are non-refundable except as required by law
• We may change pricing with 30 days' notice to existing subscribers
• You authorize us to charge your payment method for all fees

Cancellation

You may cancel your subscription at any time. Cancellation will be effective at the end of your current billing period.

6. Intellectual Property Rights

All content, features, and functionality of our Platform are owned by QuantPerks.com and are protected by copyright, trademark, and other intellectual property laws.

• We grant you a limited, non-exclusive license to use our services
• You may not copy, modify, or distribute our content without permission
• All proprietary algorithms and models remain our exclusive property

7. Investment Disclaimer

8. Data Accuracy and Limitations

While we strive for accuracy, we cannot guarantee that all data and calculations are error-free:

• Market data may be delayed or contain inaccuracies
• Third-party data providers may have their own limitations
• You should verify all information independently
• We are not liable for decisions based on inaccurate data

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• Our liability is limited to the amount you paid for our services
• We are not liable for indirect, incidental, or consequential damages
• We do not guarantee uninterrupted or error-free service
• You use our services at your own risk

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

11. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

12. Termination

We may terminate or suspend your access to our services:

• For violation of these Terms
• For illegal or harmful activities
• For non-payment of fees
• At our discretion with reasonable notice

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes through email or our Platform. Continued use after changes constitutes acceptance of the new Terms.

14. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with applicable laws. Any disputes will be resolved through binding arbitration or in courts of competent jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

16. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and QuantPerks.com regarding the use of our services.

17. Contact Information